Clear steps to better credit
From personalised plans to progress tracking, ScoreWise gives you the tools to take control of your credit.
Personalised Credit Plans
A clear, step-by-step learning checklist tailored to your goals. No jargon — just straightforward explanations to help you understand how credit works.
Report Clean-Up
We guide you on how to review your own credit report and explain common issues that people may find, such as incorrect entries. You’ll learn how to check for errors and, if needed, how to raise them with the credit reference agencies.
How It Works
Tell us your goal → Choose your focus area, such as learning about credit reports, limits, or applications.
Get your plan → Receive a simple, step-by-step educational checklist with clear learning points.
See progress → Stay motivated with monthly check-ins and summaries to reflect on your progress.
Progress Tracking
Stay engaged with monthly educational updates and summaries. These check-ins are designed to help you stay motivated and track your learning journey over time.
Who It’s For
People in the UK who want to learn more about credit and how it works
Anyone interested in understanding credit reports and common factors that affect them
People who prefer simple, jargon-free education
No hard checks
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Clear, step-by-step educational guidance