Scorewise (“we”) is operated by [Scorewise Financial Ltd], company number 16647689, registered in England & Wales at [registered address].
ICO Registration: [Z-XXXXXXX]. Contact:

Terms of Use

• Scorewise provides credit education only. We do not provide regulated financial advice or credit broking.

• By using this site or subscribing, you accept these Terms and our Privacy & Cookie Notices.

• Plans: Free, Basic (£9.99/month), Premium (£19.99/month). Billing via Stripe.

• Cancel anytime. First month refundable within 14 days if unused.

• All materials are Scorewise IP. For personal use only, not resale.

• We may update content, features, or pricing.

• Liability is limited to the fullest extent permitted by law, except fraud or where excluded by statute.

• Governing law: England & Wales.

Privacy Notice (UK GDPR)

Data we collect:

• Contact info (name, email, phone).

• Subscription/payment data (via Stripe).

• Learning data (forms, progress).

• Technical/cookie data.

Uses (legal bases):

• Deliver services (Contract).

• Service emails, improvements (Legitimate Interests).

• Marketing if opted in (Consent).

• Compliance (Legal Obligation).

Sharing: Squarespace, Stripe, MailerLite, Tally.so, Google Workspace. Data may be processed outside the UK under recognised safeguards.

Retention:

• Accounts/payments: 6 years.

• Learning data: 24 months after cancellation.

• Marketing: until unsubscribed.

Your rights: access, correct, delete, restrict, object, port, withdraw consent. Contact hello@scorewise.co.uk or complain to ICO (ico.org.uk).

Children: 16+ only.

Cookie Notice

• Essential cookies: site operation/security.

• Analytics cookies: usage data.

• Marketing cookies: only with consent.
  Manage via cookie banner anytime.

Contact & Complaints

• Email: hello@scorewise.co.uk

• Address: [Registered address]

• Regulator: ICO – ico.org.uk

• Scorewise provides credit education only. We do not provide regulated financial advice or credit repair services