Get a personalised educational plan to better understand credit.
Build credit the simple way. Clear steps. Real progress.
No hard search. Cancel anytime.
How it works
Three simple steps to better credit. Practical, action-based, and clear
Step 1 — Tell us your goal
Choose your focus area: credit awareness, limits, applications, or debt management topics.
Step 2 — Get your step-by-step plan
Receive a clear educational checklist with learning points, examples, and reminders — no jargon.
Step 3 — See progress each month
Monthly check-ins and summaries help you stay engaged and track your learning journey.
Personalised Credit Plans
“A step-by-step educational plan designed to help you understand credit more clearly. No jargon, just simple explanations and practical learning points
Our Services
Report Clean-Up
We guide you on how to check your credit report and highlight common areas where errors may appear, so you can take the right steps with the credit reference agencies
Progress Tracking
Stay engaged with monthly educational check-ins and summaries to help you track your learning journey and awareness over time.
Our Mission
We’re on a mission to help 1,000 young people in the UK take control of their credit by 2026
No hard checks
Your score is never affected.
Cancel anytime
No long-term contracts.
Step-by-step plans
Actions you can actually follow.
FAQs
Will using ScoreWise affect my credit score?
No — we never perform hard credit checks. Everything we do is safe and won’t harm your score.
How does the personalised credit plan work?
You tell us your goals (like better approvals, higher limits, or cleaning up reports), and we build a clear, step-by-step plan tailored to you.
Can I cancel anytime?
Yes — there are no long-term contracts. You’re free to cancel whenever you like.
Do you provide financial advice?
We don’t give regulated financial advice. Instead, we provide educational tools, guidance, and personalised steps to help you manage and improve your credit.
Is my data safe?
Absolutely. We follow strict UK data-protection standards (GDPR) to keep your information secure.
How soon will I see results?
Results vary, but many users see progress in 1–3 months if they follow their plan consistently.